Our Services
What we Do Best
We assist individuals who are looking to maximise their financial potential, effectively prepare for retirement, protect their existing wealth or structure their affairs following a significant life event.
Specialties
How we can help you
We have a fundamental principle to act in your best interest. We aim to build enduring relationships with all our clients by providing quality services that meet their changing needs in life.
We can guide you by:
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helping you identify your personal goals, such as an early retirement, travelling or building funds for your children’s education
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developing strategies for saving, investing, and contingency plans to protect you against life’s hazards along the way
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keeping you on track by regularly reviewing your direction and adjusting as required.
Comprehensive Financial Planning
Wealth Accumulation and Investment Advice
Retirement Planning and Superannuation (including SMSF)
Life insurance (Income and Asset Protection)
Estate and Aged Care Planning
Process
What we do – The process
To ensure that we provide advice that matches your personal circumstances we firstly need to understand your financial situation, objectives and needs. The initial stages of preparing financial advice for you are outlined in the chart below. However, it is important to remember that the best financial advice adapts to meet your changing needs and priorities over time. Continually reviewing your strategy is essential.
Research & Analysis
We meet with you for an initial consultation to allow us to gain a better understanding of your current situation. During this meeting we will will help you identify your goals, discuss your needs and expectations and provide you with details on the services we can offer.
Roadmap planning
We then review your financial situation – your assets, liabilities, insurance coverage and investment or tax strategies. We consider appropriate financial strategies and assess any existing or potential financial products that may be suitable for your individual financial advice. Based on these and any other considerations, we will prepare and present you with written advice.
Execute & Monitor
Once we have gained your approval, we will then implement the recommendations that have been made to you. Should you wish to receive ongoing financial advice, we will meet with you periodically to review your personal circumstances and update advice accordingly.
Identifying your goals
Young to mid-life
You are establishing and building your career and perhaps starting a family. You may be looking at:
- Buying your first home
- Travelling
- Paying off your HECS
- Getting married
- Having children
- Family healthcare
- Business planning.
Mid-life
This is your consolidation stage – achieving a comfortable lifestyle and thinking about managing your long-term future. You’re likely to focus on:
- Protecting your lifestyle
- Healthcare
- Investments
- Financing home renovations
- Tax management
- Debt management
- Inheritance
- Retirement planning
- Long-term care planning
- Income protection.
Pre-retirement
- Protecting your assets
- Debt elimination
- Family healthcare
- Helping your children
- Retirement planning
- Wills and trusts
- Business exit strategy.
Retirement
This is the time to indulge in hobbies or travel, enjoy your family and prepare for transferring your wealth. You may be thinking of:
- Protecting your assets
- Healthcare
- Aged care planning
- Travelling
- Buying a caravan
- Inheritance tax mitigation
- Gifting to family
- Preserving your capital
- Estate planning.
CONTACT DETAILS
Level 17, 1 denison st
NORTH SYDNEY NSW 2072
PO Box 1920
North Sydney NSW 2060
P + 61 1300 276 346
F +61 2 8079 6606
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